Navan vs XGuard — Payment Decision & Discovery
Navan is a plugin bundle for AI coding tools published by Cursor. Marketplaces we read that list it: 1 (Cursor: cursor/plugins). XGuard — Payment Decision & Discovery is an MCP server published by moelayyan90. Marketplaces we read that list it: 1 (Official MCP Registry). As of our marketplace pass on 2026-10-14. This pair was picked by a reader, not by our comparison rule, so search engines are asked not to index the page.
Where each is published
| Marketplace |  XGuard — Payment Decision & Discovery | |
|---|---|---|
| Cursor: cursor/plugins | Listed Version: 1.0.0 Forks (GitHub): 1 086 Stars (GitHub): 11 186 Not marked · First seen |
Not listed |
| Official MCP Registry | Not listed | Listed Version: 0.6.2 Forks (GitHub): 0 Stars (GitHub): 0 Not marked · First seen |
Each figure is the marketplace's own and is never added up across marketplaces. A marketplace that publishes no figure shows none: no number is not zero.
The facts side by side
| Fact | Navan | XGuard — Payment Decision & Discovery |
|---|---|---|
| Marketplaces that list it | 1 | 1 |
| Stars (GitHub) (differs) | 11 186 (better) | 0 (worse) |
| Forks (GitHub) (differs) | 1 086 (better) | 0 (worse) |
| Last release | Not published | Not published |
| Where it runs (differs) | Remote server (mcp.navan.com/mcp) | Remote server (xguardgate.com/mcp) |
| Transport | Streamable HTTP | Streamable HTTP |
| Tools it declares | Not published | Not published |
| Environment variables it asks for | Not published | Not published |
| Parts of the bundle (differs) | 1 | Not a bundle |
| Licence (differs) | MIT | Not stated |
| Repository (differs) | github.com/cursor/plugins | github.com/moelayyan90/xguard |
| Changes in the last 7 days | 0 | 0 |
| First seen | 2026-10-11 | 2026-10-11 |
| Endpoint at the last check (differs) | not checked yet | Answered with HTTP 410 (27 h ago) |
Lines where the two differ have a tinted background and bold values. Where the data itself says which value is better (more marketplaces, a larger figure of the same marketplace, a fresher release, a verified mark on a marketplace that lists both), the better one is also marked green with ▲ and the worse one red with ▼. Where it runs, the transport, the tools, the settings, hooks, the bundle's parts, the licence and the week's changes are marked only as different: more or fewer is not better in itself.
What each says it does
Navan
Query expenses, travel bookings, policies, and cards.
XGuard — Payment Decision & Discovery
Payment decisions, durable evidence, x402 resource discovery and live gateway status for AI agents.
How to run each
Navan
No data for an automatic command: what its marketplaces declare does not say unambiguously how to connect it.
XGuard — Payment Decision & Discovery As a remote MCP server
claude mcp add --transport http xguard https://xguardgate.com/mcpCommands built only from what the marketplaces declare; the full set for every client is on each card.
Only XGuard — Payment Decision & Discovery has a remote endpoint we check. How we check endpoints
Tools each declares
Neither one's marketplaces publish a list of tools, so there is nothing to compare.
Settings each asks for
Neither one's marketplaces publish the settings it asks for.
What it can do: Navan · What it can do: XGuard — Payment Decision & Discovery · Compare two other plugins
Data comes from the public marketplace file https://github.com/cursor/plugins/blob/HEAD/.cursor-plugin/marketplace.json. Data comes from the Official MCP Registry (registry.modelcontextprotocol.io), CC0 1.0. Figures come from our own regular passes over the marketplaces, last read on . We publish no contact details for plugin publishers.