frugal vs XPayr Non-Custodial Crypto Gateway & AI Agent Commerce MCP
frugal is a plugin bundle for AI coding tools published by fainir. Marketplaces we read that list it: 1 (Copilot CLI: github/awesome-copilot). XPayr Non-Custodial Crypto Gateway & AI Agent Commerce MCP is an MCP server published by xpayrcom. Marketplaces we read that list it: 1 (Official MCP Registry). As of our marketplace pass on 2026-11-10. This pair was picked by a reader, not by our comparison rule, so search engines are asked not to index the page.
Where each is published
| Marketplace |  frugal |  XPayr Non-Custodial Crypto Gateway & AI Agent Commerce MCP |
|---|---|---|
| Copilot CLI: github/awesome-copilot | Listed Version: 1.0.2 Forks (GitHub): 0 Stars (GitHub): 2 Not marked · First seen |
Not listed |
| Official MCP Registry | Not listed | Listed Version: 1.0.0 Forks (GitHub): 0 Stars (GitHub): 0 Not marked · First seen |
Each figure is the marketplace's own and is never added up across marketplaces. A marketplace that publishes no figure shows none: no number is not zero.
The facts side by side
| Fact | frugal | XPayr Non-Custodial Crypto Gateway & AI Agent Commerce MCP |
|---|---|---|
| Marketplaces that list it | 1 | 1 |
| Stars (GitHub) (differs) | 2 (better) | 0 (worse) |
| Forks (GitHub) | 0 | 0 |
| Last release | Not published | Not published |
| Where it runs (differs) | Installs as a plugin bundle | On your machine (@xpayr/mcp-server) |
| Transport (differs) | Not stated | stdio |
| Tools it declares | Not published | Not published |
| Environment variables it asks for (differs) | Not published | 1, secrets among them: 1 |
| Hooks it runs (differs) | 2 | Not published |
| Parts of the bundle (differs) | 4 | Not a bundle |
| Licence (differs) | MIT | Not stated |
| Repository (differs) | github.com/fainir/frugal | github.com/xpayrcom/xpayr-mcp-server |
| Changes in the last 7 days | 2 | 2 |
| First seen (differs) | 2026-11-06 | 2026-11-09 |
Lines where the two differ have a tinted background and bold values. Where the data itself says which value is better (more marketplaces, a larger figure of the same marketplace, a fresher release, a verified mark on a marketplace that lists both), the better one is also marked green with ▲ and the worse one red with ▼. Where it runs, the transport, the tools, the settings, hooks, the bundle's parts, the licence and the week's changes are marked only as different: more or fewer is not better in itself.
What each says it does
frugal
Before your agent signs up for a paid API, LLM model, cloud service, SaaS plan, domain or anything else that costs money, it checks free tiers, right-sized plans and billing periods, startup, student, open-source and nonprofit programs, verified promo codes and cheaper alternatives, sized to the amount at stake. It never pays by itself.
XPayr Non-Custodial Crypto Gateway & AI Agent Commerce MCP
21 MCP tools for non-custodial crypto checkout, USDT/USDC links, webhooks, and AI agents.
How to run each
frugal
No data for an automatic command: what its marketplaces declare does not say unambiguously how to connect it.
XPayr Non-Custodial Crypto Gateway & AI Agent Commerce MCP As a local MCP server: npm package
claude mcp add --env "XPAYR_API_KEY=<YOUR_XPAYR_API_KEY>" --transport stdio xpayr-mcp-server -- npx -y @xpayr/mcp-serverRequires: XPAYR_API_KEY (secret)
Commands built only from what the marketplaces declare; the full set for every client is on each card.
Tools each declares
Neither one's marketplaces publish a list of tools, so there is nothing to compare.
Settings each asks for
The marketplaces of frugal publish no settings it asks for, so we do not compare settings.
What it can do: frugal · What it can do: XPayr Non-Custodial Crypto Gateway & AI Agent Commerce MCP · Compare two other plugins
Data comes from the public marketplace file https://github.com/github/awesome-copilot/blob/HEAD/.github/plugin/marketplace.json. Data comes from the Official MCP Registry (registry.modelcontextprotocol.io), CC0 1.0. Figures come from our own regular passes over the marketplaces, last read on . We publish no contact details for plugin publishers.