Actual Budget
Spending analysis and safe writes for Actual Budget: every delete previews and asks first.
MCP server · by henfrydls
About
Actual Budget is an MCP server published by henfrydls. Marketplaces we read that list it: 1 (Official MCP Registry). The last change we recorded was on 2026-10-14. As of our marketplace pass on 2026-10-14.
What it asks for
- Runs on your machine
- Secrets: 3
- Settings: 8
Requires: ACTUAL_BUDGET_ID, ACTUAL_ENCRYPTION_PASSWORD (secret), ACTUAL_PASSWORD (secret), ACTUAL_SERVER_URL, ACTUAL_SESSION_TOKEN (secret)
What it declares, asks for and runs, in full
Only install plugins from developers you trust. We list what marketplaces publish and do not test plugins.
Package
npm actual-budget-mcp (actual-budget-mcp on npm)
- npm downloads/week: 653 (2026-10-12)
- npm downloads/month: 1 974 (2026-10-12)
- Latest version on npm: 0.10.3, published 2026-10-12
- Declared version 0.10.5 is not listed on npm
npm facts come from the public npm registry (registry.npmjs.org, api.npmjs.org). Each figure is the registry's own and is never added to another. A registry that publishes no figure shows none: no number is not zero.
Works with
- Claude Code
- Codex
- Cursor
- VS Code
- Copilot CLI
From the marketplaces that list it and the MCP transport it declares, as each client documents them. We do not test plugins.
Connect
Commands and configs built only from what its marketplaces declare. We do not run them for you and do not test plugins.
As a local MCP server: npm package
Built from what Official MCP Registry declares.
claude mcp add --env "ACTUAL_BUDGET_ID=<YOUR_ACTUAL_BUDGET_ID>" --env "ACTUAL_ENCRYPTION_PASSWORD=<YOUR_ACTUAL_ENCRYPTION_PASSWORD>" --env "ACTUAL_PASSWORD=<YOUR_ACTUAL_PASSWORD>" --env "ACTUAL_SERVER_URL=<YOUR_ACTUAL_SERVER_URL>" --env "ACTUAL_SESSION_TOKEN=<YOUR_ACTUAL_SESSION_TOKEN>" --transport stdio actual-budget-mcp -- npx -y actual-budget-mcp[mcp_servers.actual-budget-mcp]
command = "npx"
args = ["-y", "actual-budget-mcp"]
[mcp_servers.actual-budget-mcp.env]
ACTUAL_BUDGET_ID = "<YOUR_ACTUAL_BUDGET_ID>"
ACTUAL_ENCRYPTION_PASSWORD = "<YOUR_ACTUAL_ENCRYPTION_PASSWORD>"
ACTUAL_PASSWORD = "<YOUR_ACTUAL_PASSWORD>"
ACTUAL_SERVER_URL = "<YOUR_ACTUAL_SERVER_URL>"
ACTUAL_SESSION_TOKEN = "<YOUR_ACTUAL_SESSION_TOKEN>"{
"mcpServers": {
"actual-budget-mcp": {
"command": "npx",
"args": [
"-y",
"actual-budget-mcp"
],
"env": {
"ACTUAL_BUDGET_ID": "<YOUR_ACTUAL_BUDGET_ID>",
"ACTUAL_ENCRYPTION_PASSWORD": "<YOUR_ACTUAL_ENCRYPTION_PASSWORD>",
"ACTUAL_PASSWORD": "<YOUR_ACTUAL_PASSWORD>",
"ACTUAL_SERVER_URL": "<YOUR_ACTUAL_SERVER_URL>",
"ACTUAL_SESSION_TOKEN": "<YOUR_ACTUAL_SESSION_TOKEN>"
}
}
}
}Replace the values in angle brackets with your own. We show the names of the settings, never values.
Optional settings it also lists: ACTUAL_DATA_DIR, ACTUAL_HTTP_TIMEOUT_MS, ACTUAL_READ_ONLY.
Where it is published
| Marketplace | Status | Version | Figures | Verified | First seen |
|---|---|---|---|---|---|
| Official MCP Registry (Open the registry record) | Listed | 0.10.5 | Downloads/month (npm): 1 974 Downloads/week (npm): 653 Forks (GitHub): 1 Stars (GitHub): 13 |
Not marked |
Each figure is the marketplace's own and is never added up across marketplaces. A marketplace that publishes no figure shows none: no number is not zero.
What changed
- Official MCP Registry: released version 0.10.5 (was 0.10.4)
- Official MCP Registry: released version 0.10.4 (was 0.10.3)
- Official MCP Registry: released version 0.10.3 (was 0.10.2)
Similar plugins
Products whose own names, descriptions, tools and skills are closest in meaning to this one, on every marketplace we read. Closeness is ranked within this list only.
-
MCP server exposing Actual Budget accounts, transactions, budgets and reporting to LLM assistants.
-
harvey-budget io.github.meltingpixelsai/harvey-budget
Agent spending management with budget tracking, ROI analysis, and spend approval.
-
zero-core-budget io.github.meltingpixelsai/zero-core-budget
Agent spending mgmt, budget tracking, ROI. Zero Core Budget.
-
Run your MyGood paycheck budget from chat: safe-to-spend, bills, expenses, and bank reconcile.
-
budget-tracker io.github.theluckystrike/budget-tracker
Track budgets from your AI chat: envelopes, monthly limits, variance reports. All data is local.
-
budgey com.budgeyapp/budgey
See what's left this period, log spending, and manage your Budgey budget.
-
mcp-for-ynab io.github.walensis-labs/mcp-for-ynab
YNAB budget access for AI assistants: safe gated writes, month-close sessions, float attribution.
-
ai-budget-planner io.github.lazymac2x/ai-budget-planner
Cloudflare Workers MCP server: ai-budget-planner
-
budget-tracker io.github.emnbc/budget-tracker
joinBudget MCP: Manage personal finances, budget spaces, transactions, and categories.
-
agenticbudgetrouter-mcp com.clauxel.agenticbudgetrouter/agenticbudgetrouter-mcp
Agentic workflow budget approvals with usage receipts.
Similar plugins by marketplace
The same question asked of one marketplace at a time: is there an analog of this plugin there?
Has a listing on Claude Code: claude-plugins-community (5)
-
Local spend monitor for Claude Code. Per-project, per-branch budget caps with SIGTERM enforcement.
-
Skills for the Numeric's MCP. Purpose-built workflows for accounting teams — rec workbooks, department anomaly scanning, cross-workspace close dashboards, audit evidence exports…
-
Claude code plugin to implement a budget or quota across all backends (Bedrock, Vertex, direct API) and provides guardrails against surprise token costs. No surprise bills, no…
-
Open a Vivid Business account from your AI chat via MCP.
-
Real-time USD cost enforcement for Claude Code. Halts runaway agentic loops mid-step before they burn through your budget. The plugin enforces real-time USD cost limits in Claude…
Has a listing on Claude Code: claude-plugins-official (5)
-
Skills for creating MCP Apps with the MCP Apps SDK
-
Hosted MCP server for AI-assisted Grafana Cloud observability — no local installation required.
-
mcp-server io.github.cap-js/mcp-server
Model Context Protocol (MCP) server for AI-assisted development of CAP applications.
-
Detect an MCP server's language (Python, TypeScript or Go) and instrument it with the matching Pendo SDK so MCP tool calls flow into Pendo Agent Analytics.
-
Figma design platform integration. Access design files, extract component information, read design tokens, and translate designs into code. Bridge the gap between design and…
Has a listing on Claude: knowledge-work-plugins (5)
-
Hosted MCP server for AI-assisted Grafana Cloud observability — no local installation required.
-
Streamline finance and accounting workflows, from journal entries and reconciliation to financial statements and variance analysis. Speed up audit prep, month-end close, and…
-
Figma design platform integration. Access design files, extract component information, read design tokens, and translate designs into code. Bridge the gap between design and…
-
QuickBooks business insights and actions: financial health briefings across P&L, cash flow, balance sheet and A/R, industry benchmarking, payroll cost analysis, overdue-invoice…
-
Director-level finance analysis on live NetSuite data: financial reporting, period close, variance, aging and reconciliation reviews, cash reporting, and board-ready narratives…
Has a listing on Codex: openai-curated (openai/plugins) (5)
-
Install, open, and connect the signed ChatCut Desktop app from Codex.
-
PostHog gives your AI agent direct access to your product analytics, feature flags, experiments, error tracking, surveys, logs, and LLM analytics. Ask questions about your data…
-
Work with SharePoint using the configured Microsoft SharePoint app connector.
-
Develop your payments integration faster with the ability to create products, prices, and payment links directly in ChatGPT. Run your business from ChatGPT with the ability to…
-
Cloudflare platform plugin with curated skills for Workers, Wrangler, and Agents SDK plus the official Cloudflare API MCP server.
Has a listing on Community GitHub marketplaces (5)
-
Personal-finance workspace for AI agents: accounts, spending, budgets, goals, and investments.
-
Find AWS waste with your own read-only credentials. Runs locally. Nothing is sent to CloudWise.
-
Connect your AI assistant to YNAB. Read-only by default, with reversible opt-in writes.
-
Personal finance skills and MCP server for Ledgr
-
splitwise-mcp io.github.chrischall/splitwise-mcp
Splitwise expense and group management for Claude — shared expenses, settle up, friends
Has a listing on Copilot CLI: github/awesome-copilot (5)
-
Read-only Azure cost, forecasts, budget alerts, Advisor recommendations, and AI billing analysis in a Copilot canvas.
-
Figma design platform integration. Access design files, extract component information, read design tokens, and translate designs into code. Bridge the gap between design and…
-
Complete toolkit for building Model Context Protocol (MCP) servers in Go using the official github.com/modelcontextprotocol/go-sdk. Includes instructions for best practices, a…
-
Complete toolkit for building Model Context Protocol (MCP) servers in TypeScript/Node.js using the official SDK. Includes instructions for best practices, a prompt for generating…
-
Complete toolkit for building Model Context Protocol (MCP) servers in Kotlin using the official io.modelcontextprotocol:kotlin-sdk library. Includes instructions for best…
Has a listing on Copilot CLI: github/copilot-plugins (5)
-
mcp-apps
Generate MCP App widgets for MCP tools. Produces self-contained HTML widgets using the MCP Apps protocol.
-
Toolkit for building Microsoft 365 Copilot declarative agents — scaffolding, JSON manifest development, and capability configuration.
-
Build Power Apps Canvas Apps using the Canvas Authoring MCP server.
-
model-apps
Build and deploy Power Apps generative pages for model-driven apps with specialist agents for planning, entity creation, and parallel code generation. Requires PAC CLI >= 2.7.0…
-
workiq
Query Microsoft 365 data with natural language — emails, meetings, documents, Teams messages, and more.
Has a listing on Cursor: cursor/plugins (5)
-
Work with PostHog from chat: query product analytics and run SQL, manage feature flags and experiments, triage error tracking issues, and review session replays, surveys, and…
-
Query expenses, travel bookings, policies, and cards.
-
Read and write invoices, contacts, reports, and payroll.
-
Query expenses, receipts, bills, cards, and travel.
-
Inspect and manage feature gates, experiments, dynamic configs, and metrics.
Has a listing on Docker MCP Catalog (5)
-
The Official Model Context Protocol (MCP) server for Kagi Search & other tools.
-
A unified MCP proxy that aggregates multiple MCP servers into one interface, enabling seamless tool discovery and management across all your AI interactions. Manage all your MCP…
-
Give your AI agents trusted access to the full Postman platform.
-
VeyraX MCP is the only connection you need to access all your tools in any MCP-compatible environment.
-
Discover and connect to a curated marketplace of MCP servers for extending AI agent capabilities.
Has a listing on Official MCP Registry (5)
-
MCP server exposing Actual Budget accounts, transactions, budgets and reporting to LLM assistants.
-
harvey-budget io.github.meltingpixelsai/harvey-budget
Agent spending management with budget tracking, ROI analysis, and spend approval.
-
zero-core-budget io.github.meltingpixelsai/zero-core-budget
Agent spending mgmt, budget tracking, ROI. Zero Core Budget.
-
Run your MyGood paycheck budget from chat: safe-to-spend, bills, expenses, and bank reconcile.
-
budget-tracker io.github.theluckystrike/budget-tracker
Track budgets from your AI chat: envelopes, monthly limits, variance reports. All data is local.
Found by meaning, not by shared code or a shared repository: similar plugins stay separate products, and this is not a review or a recommendation.
Is this your plugin?
Add it to your projects and prove you maintain it with a file in its repository, a file on your domain or a DNS record. You get alerts when a marketplace lists it, drops it, changes its verified mark or what it asks for, and its remote endpoint goes on monitoring as a web service.
Data comes from the Official MCP Registry (registry.modelcontextprotocol.io), CC0 1.0. Figures come from our own regular passes over the marketplaces, last read on . We publish no contact details for plugin publishers.