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SwitchWize MCP

Sixteen read-only US rate, savings-gap, Fed, card and CD tools with sources and freshness.

MCP server · by switchwize

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About

SwitchWize MCP is an MCP server published by switchwize. Marketplaces we read that list it: 1 (Official MCP Registry). The last change we recorded was on 2026-10-12. As of our marketplace pass on 2026-10-13.

What it asks for

  • Runs remotely

None of the marketplaces we read publishes its tools or the settings it asks for.

What it declares, asks for and runs, in full

Only install plugins from developers you trust. We list what marketplaces publish and do not test plugins.

Package

npm switchwize-mcp (switchwize-mcp on npm)

  • npm downloads/week: 52 (2026-10-13)
  • npm downloads/month: 878 (2026-10-13)
  • Latest version on npm: 0.3.0, published 2026-10-04

No known vulnerabilities in OSV for 0.3.0 (checked 2026-10-13)

npm facts come from the public npm registry (registry.npmjs.org, api.npmjs.org). Each figure is the registry's own and is never added to another. A registry that publishes no figure shows none: no number is not zero. Vulnerability records come from OSV.dev (CC BY 4.0) and concern the declared version only; a listing that declares no version gets no answer. We do not scan code.

Works with

  • Claude Code
  • Codex
  • Cursor
  • VS Code
  • Copilot CLI
Install in CursorInstall in VS Code

A one-click link opens the client, which asks you to confirm before it adds the server.

From the marketplaces that list it and the MCP transport it declares, as each client documents them. We do not test plugins.

Observed by Ext Ops

Observed by Ext Ops on 2026-10-13: what the endpoint itself answered when asked to list its tools. We never call the tools.

Tools: 16 · Resources: 4 · Prompts: 3

Server: switchwize-rate-layer 0.3.0 · MCP protocol version 2025-06-18

Tool metadata as listed on 2026-10-13: annotations on 16 of 16 tools · parameter descriptions on 21 of 30.

  • best_move_this_weekGiven the credit cards a user holds, rank this week's dollar-valued actions: which held card to use per spend category, welcome offers at a 12-month high on cards not held, active transfer bonuses, a…
  • compare_switch_savingsCompare a user's current APY with SwitchWize's current top savings APY for a balance.
  • get_bank_gapEstimate annual savings interest forgone for a supplied balance and optional bank name. comparisonApy is the average of the top three tracked savings rates, not an average across all banks; bankCount…
  • get_bank_gap_indexReturn the current SwitchWize Bank Gap Index headline value, latest release, and methodology URL.
  • get_card_changesReturn recent verified credit-card fee and APR changes, most recent first. Each event is a diff between two confirmed snapshots of the same card.
  • get_card_downgrade_pathReturn verified credit-card product-change (downgrade) paths and the issuer's fee-refund window: which no-fee or lower-fee card a given card can be product-changed to, and how long after the annual f…
  • get_card_offersReturn current credit-card welcome-bonus offers (non-targeted, confidence-gated), each with a verified timestamp, source URL, and the card's own 12-month best.
  • get_cd_rollover_rulesReturn verified CD rollover rules for one bank, or every bank SwitchWize has verified: what happens automatically at maturity if the customer does nothing, the grace period, how to stop the rollover,…
  • get_fed_hike_pass_throughReturn how much of the latest Federal Reserve rate hike each tracked savings account has passed through to savers so far: rate before the hike, rate now, change in basis points, pass-through share, a…
  • get_index_datasetReturn a SwitchWize index dataset summary and recent series.
  • get_rate_freshnessReturn public data source freshness status and affected routes.
  • get_reality_scoreEstimate the modeled annual value of a supported premium credit card for a consumer segment. Supply a card slug or name and optionally a segment ID; the default is occasional-traveler. Return segment…
Show the remaining 4
  • get_reward_valuationsReturn SwitchWize points/miles valuations (cents per point) per reward currency, with sample size and provisional/published status.
  • get_top_hysa_ratesReturn top high-yield savings rates with freshness and attribution. Answers only from the editor-approved snapshot; before its first release it returns no ranked rates and says so (approval_status: n…
  • get_top_ratesReturn top SwitchWize rates with freshness and attribution. Savings, CDs, checking and money market answer only from their editor-approved snapshot. A category with no approved release yet returns no…
  • get_transfer_bonusesReturn current point-transfer bonuses across tracked bank-to-partner routes, each with a verified timestamp, source URL, and best-ever-for-route when real history exists.

Its marketplaces publish no list of tools.

How we check endpoints

Connect

Commands and configs built only from what its marketplaces declare. We do not run them for you and do not test plugins.

As a remote MCP server

Built from what Official MCP Registry declares.

Claude CodeTerminal
claude mcp add --transport http switchwize-mcp https://www.switchwize.com/api/mcp
Codex~/.codex/config.toml
[mcp_servers.switchwize-mcp]
url = "https://www.switchwize.com/api/mcp"
Cursor~/.cursor/mcp.json
{
  "mcpServers": {
    "switchwize-mcp": {
      "url": "https://www.switchwize.com/api/mcp"
    }
  }
}

Where it is published

MarketplaceStatusVersionFiguresVerifiedFirst seen
Official MCP Registry (Open the registry record) Listed 0.3.0 Downloads/month (npm): 878
Downloads/week (npm): 52
Forks (GitHub): 0
Stars (GitHub): 1		 Not marked

Each figure is the marketplace's own and is never added up across marketplaces. A marketplace that publishes no figure shows none: no number is not zero.

What changed

  1. Official MCP Registry: description changed
  2. Official MCP Registry: released version 0.3.0 (was 0.2.2)

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